Many people plan for life events such as weddings and vacations well in advance, but many people do not plan for something that is certain to happen, their funeral. While most people do not want to think about their own mortality, the time to pre-plan your funeral is now. The primary advantages of pre-arranging your funeral is to relieve the burden on your loved ones in an already emotional time, and to ensure your funeral is carried out according to your wishes, eliminating the task of second-guessing what you would have wanted. Taking the time now to arrange your funeral is one less thing your loved ones will need to worry about once you’ve passed. Pre-planning and pre-paying your funeral is one of the most thoughtful gifts you can give to your family.
Pre-paying your funeral reduces stress and financial burden on your loved ones after your passing. We can co-ordinate a payment plans that suits your needs, from a single payment plan to monthly bank account withdrawals. By pre-paying your funeral you eliminate your family second guessing on if they have spent too much or too little on your funeral. Pre-payment also protects you and your family from inflation, and the growth is non-taxable. Depending on your region, if your funeral costs less than the amount you have put aside, those funds will be refunded back to your beneficiaries. For more information on what is applicable in your region, simply speak to your funeral director. Each year thousands of people decide to pre-plan and pre-pay their funeral, these plans are designed to be flexible and can accommodate the many changes that often occur in people’s lives.
What you can do in advance…
- Decide on Burial or Cremation and your casket or urn type.
- Pick what type of service you want (religious, military, non-traditional)
- Choose which funeral home to use.
- Designate your pallbearers, pick any music or readings you want at your service.
Benefits of Pre-Planning
- Between 70 and 75 decisions are made within the first 24-48 hours of death. It’s difficult to think rationally while making so many decisions within days of losing someone, pre-planning gives yourself, family and friends peace of mind. Pre-planning gives your loved ones direction of your wants and desires.
- It’s easy. Anyone can do it, and you can change your mind at any time.
Reilly & Son Funeral Home, Inc. has been assisting people with pre-arranging funeral services for decades. Currently, options are available for people to make pre-arrangements either with or without prepayment. If an account is prepaid with our funeral home, it is placed in an interest bearing trust account and the funeral home portion of the contract is price guaranteed. This ensures that your survivors will never be asked to pay more or “make up the difference” at the time of your funeral.
Many people make their funeral arrangements in advance because they have specific requests that they would like followed or they want to ease the burden for their survivors. Others make pre-arrangements when they are in the process of applying for Medicaid. In this case, their prepayment is placed in an irrevocable account that is subject to all rules and regulations applicable to Medicaid recipients.
In either case, Reilly & Son Funeral Home has the history and expertise to ensure that your arrangements will be seen to with a professional and caring manner.
You can use the secure online form to contact us or send us information about yourself. In order to finalize arrangements though, you would need to sign the contract and arrangement forms. We will gladly come to your home, you can visit the funeral home or the forms can be mailed to your home with clear instructions on how to proceed.